[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.camellie.cz\/jak-si-nasetrit-na-duchod\/#Article","mainEntityOfPage":"https:\/\/www.camellie.cz\/jak-si-nasetrit-na-duchod\/","headline":"Jak si na\u0161et\u0159it na d\u016fchod?","name":"Jak si na\u0161et\u0159it na d\u016fchod?","description":"\u010cek\u00e1te, \u017ee a\u017e budete sta\u0159\u00ed, postar\u00e1 se o v\u00e1s st\u00e1t? Samoz\u0159ejm\u011b, dne\u0161n\u00ed senio\u0159i maj\u00ed n\u00e1rok […]","datePublished":"2024-01-08","dateModified":"2024-01-08","author":{"@type":"Person","@id":"https:\/\/www.camellie.cz\/author\/#Person","name":"","url":"https:\/\/www.camellie.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/01173f1da90dde8adb887d6793fa4e42c4004e53f8d645d9b1cb57c2dee8e188?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/01173f1da90dde8adb887d6793fa4e42c4004e53f8d645d9b1cb57c2dee8e188?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"camellie.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.camellie.cz\/wp-content\/uploads\/sven-mieke-zlA7c39DfFk-unsplash_1.jpg","url":"https:\/\/www.camellie.cz\/wp-content\/uploads\/sven-mieke-zlA7c39DfFk-unsplash_1.jpg","height":0,"width":0},"url":"https:\/\/www.camellie.cz\/jak-si-nasetrit-na-duchod\/","about":["Finance"],"wordCount":415,"articleBody":"   \u010cek\u00e1te, \u017ee a\u017e budete sta\u0159\u00ed, postar\u00e1 se o v\u00e1s st\u00e1t? Samoz\u0159ejm\u011b, dne\u0161n\u00ed senio\u0159i maj\u00ed n\u00e1rok na v\u00fdplatu starobn\u00edho d\u016fchodu, kter\u00fd se jim po\u010d\u00edt\u00e1 podle odpracovan\u00fdch let, respektive podle let, po kter\u00e9 odv\u00e1d\u011bli soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed. Ale i dne\u0161n\u00ed d\u016fchody spousta d\u016fchodc\u016fm nesta\u010d\u00ed ani na to, aby d\u016fstojn\u011b \u017eili.A bude h\u016f\u0159. Situace s d\u016fchody nen\u00ed u n\u00e1s v\u016fbec dobr\u00e1. Na\u0161e populace toti\u017e st\u00e1rne, lid\u00e9 se do\u017e\u00edvaj\u00ed del\u0161\u00edho deku, co\u017e znamen\u00e1 v\u00fdplatu v\u011bt\u0161\u00edch \u010d\u00e1stek d\u016fchod\u016f. Z\u00e1rove\u0148 ale kles\u00e1 porodnost, tak\u017ee nebude do budoucna tolik pracuj\u00edc\u00edch, aby zvl\u00e1dli vyd\u011blat na d\u016fchody tak velk\u00e9ho po\u010dtu senior\u016fJak na finan\u010dn\u011b zaji\u0161t\u011bn\u00e9 st\u00e1\u0159\u00ed? Nespol\u00e9hejte se na st\u00e1t, ale sami na sebe. To je to nejlep\u0161\u00ed, co m\u016f\u017eete ud\u011blat.Ur\u010dit\u011b jste sly\u0161eli o penzijn\u00edm p\u0159ipoji\u0161t\u011bn\u00ed. Banky na n\u011bj l\u00e1kaj\u00ed, jako na \u00fa\u010dinn\u00fd zp\u016fsob, jak si \u0161et\u0159it na va\u0161e st\u00e1\u0159\u00ed. No, jenom\u017ee to tak v\u016fbec nen\u00ed. Penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed v\u00e1m pen\u00edze sice \u00faro\u010d\u00ed, ale zdaleka ne tak, aby pokrylo inflaci, kter\u00e1 je v posledn\u00edch letech astronomick\u00e1. Nicm\u00e9n\u011b je pravda, \u017ee si t\u00edm budete odkl\u00e1dat pen\u00edze, na kter\u00e9 do d\u016fchodov\u00e9ho v\u011bku nesm\u00edte s\u00e1hnout (pokud ano, \u010dek\u00e1 v\u00e1s penalizace st\u00e1tn\u00edch  http:\/\/www.khsstc.cz\/obsah\/eticky-kodex-statnich-zamestancu_487_1.html p\u0159\u00edsp\u011bvk\u016f). A pokud v\u00e1m d\u00e1v\u00e1 na d\u016fchodov\u00e9 spo\u0159en\u00ed p\u0159\u00edsp\u011bvek i zam\u011bstnavatel, rozhodn\u011b byste toho m\u011bli vyu\u017e\u00edt.Hodn\u011b lid\u00ed vyu\u017e\u00edv\u00e1 pro spo\u0159en\u00ed na d\u016fchod i b\u011b\u017en\u00fd spo\u0159\u00edc\u00ed \u00fa\u010det. Pokud si dob\u0159e vyberete, budete m\u00edt i dobr\u00fd \u00farok, kter\u00fd v\u00e1m bude pen\u00edze pravideln\u011b zhodnocovat. Sice asi \u00fapln\u011b nepokryje inflaci, ov\u0161em pravideln\u00fdm \u0161et\u0159en\u00edm se spo\u0159\u00edc\u00ed \u00fa\u010det m\u016f\u017ee st\u00e1t v\u00edtan\u00fdm odkladn\u00fdm prostorem pro \u0161et\u0159en\u00ed na st\u00e1\u0159\u00ed. Pokud chcete porazit inflaci, zvolte p\u0159i sv\u00e9 \u0161et\u0159\u00edc\u00ed strategii investice. Nenechejte se odradit ne\u00fasp\u011bchem, vytrvejte, bu\u010fte trp\u011bliv\u00fd. Investice v\u00e1m mohou p\u0159in\u00e9st opravdu velmi p\u011bkn\u00e9 pen\u00edze. Investice se nejv\u00edce vyplat\u00ed z dlouhodob\u00e9ho hlediska, proto je ide\u00e1ln\u00ed za\u010d\u00edt co nejd\u0159\u00edve.                                                                                                                                                                                                                                                                                                                                                                                          4.4\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak si na\u0161et\u0159it na d\u016fchod?","item":"https:\/\/www.camellie.cz\/jak-si-nasetrit-na-duchod\/#breadcrumbitem"}]}]